Platinum+ JCU Rewards

Are you looking for a worthwhile rewards program? Our Platinum+ JCU Rewards is the VISA card you want. Every qualifying purchase* gets you closer to rewards you’ll love, such as cashback, gift cards, travel discounts, and more! Plus, you’ll save money with low variable rates and no yearly maintenance fee.

Get 10,000 Starting Rewards Points*

*Points earned for qualifying transactions at one point per one dollar on Platinum+ Rewards VISA Credit Cards. Total points are based on the total transaction amount, with total points rounding to the nearest dollar. Some transaction types may not be eligible for point accrual. Points expire 48 months from the date earned. Upon opening a new credit card, the first purchase transaction that occurs one business day after the account is opened will earn 10,000 bonus points. Visit JCU Rewards in Online Banking to view the rewards catalog. No annual fee. Transactions fees such as foreign fees (1% of the transaction in USD), late payment fees, or other account fees may apply. Your interest rate will be based upon creditworthiness. APR will vary with the market based on the Prime Rate and subject to change without notice. The maximum interest rate over the life of the loan is 18%. Membership eligibility required.

VISA Application

How to earn points.

Earn 1 point for every $1 you spend

Redeem your points for almost anything you can think of.

  • Gift cards – Use your points to get gift cards to use at your favorite retailers. Use them yourself or give them as gifts.
  • Products – Redeem your points for millions of products, from electronics and housewares to books, clothing, jewelry, and more.
  • Activities – Treat yourself to a spa treatment, an outdoor adventure, a culinary experience, or visit a park or attraction in the US or around the world.
  • Event tickets – Redeem your rewards points for tickets to sporting events, concerts, theater productions, and more.
  • Travel – Airline tickets, hotels, and many other travel related items.

Login to online banking to audit, earn, and spend your points.