Certificate Accounts

Are you looking for a smart and secure way to make your savings work for you? Look no further than a JCU Certificate Account. Whether you have short-term or long-term savings goals, our Certificate Accounts are designed to help you reach them while keeping risk to a minimum. Certificates are a conservative investment option, making them attractive for those who are willing to lock in their funds for a set period of time.

Enjoy the advantages of a JCU Certificate:

  • Automatic Renewals: Don’t worry about constantly monitoring your investments. We offer automatic renewals, so your money keeps working for you without any extra effort.
  • Optional Automatic Suffix Transfer: Need Flexibility? Opt for automatic maturity transfer to your JCU savings or checking account.
  • Low-Risk, High-Yield: Certificate Accounts are known for their low-risk nature while providing higher yields compared to traditional savings accounts. It’s a win-win situation for your financial stability and growth.
  • NCUA Insurance: Rest easy knowing your investment is secure. JCU Certificate Accounts are NCUA insured up to $250,000.
  • Flexible Terms: We understand that everyone’s financial goals are unique. That’s why we offer terms ranging from 6 to 60 months. Choose the timeframe that aligns with your savings objectives.

What are you waiting for? Start making your money work harder for you today. Open a JCU Certificate Account and take the first step towards securing your financial future. Whether you’re saving for a dream vacation, a down payment on a house, or a rainy-day fund, we have the perfect solution to help you achieve your goals. Don’t miss out on this opportunity to enjoy peace of mind with a JCU Certificate Account. Your savings journey starts here!

 

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5.50 Certificate Accounts

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TERM OF CERTIFICATE DIVIDEND RATE APY* MINIMUM BALANCE
TERM OF CERTIFICATE :6-MonthDIVIDEND RATE :5.43%APY* :5.50% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :12-MonthDIVIDEND RATE :4.94%APY* :5.00% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :18-MonthDIVIDEND RATE :4.45%APY* :4.50% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :24-MonthDIVIDEND RATE :3.96%APY* :4.00% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :36-MonthDIVIDEND RATE :3.96%APY* :4.00% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :48-MonthDIVIDEND RATE :3.96%APY* :4.00% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :60-MonthDIVIDEND RATE :3.96%APY* :4.00% APY*MINIMUM BALANCE:$500.00