HOLIDAY CLOSURE: Branches will be closed for a holday 5/5/55. Online and app services will be available.

EN ES

Certificates With Guaranteed Growth

At Jordan Credit Union, we understand the value of security and reliability when it comes to saving your hard-earned money. Our Certificate Accounts provide Utah families a secure and profitable way to grow their savings, offering competitive dividend rates and peace of mind.

Grow Your Savings with Confidence

Jordan Credit Union Certificate Accounts offer a stable and safe investment option, perfect for families and individuals looking to maximize their savings potential. With guaranteed returns and flexible term options, our certificates help you confidently plan for your financial future. Enjoy stress-free savings knowing your money is secure, steadily earning interest over the selected term, and backed by the support of our dedicated local team.

Jordan Credit Union’s Certificate Accounts come with distinctive benefits designed specifically to help our members securely reach their financial goals. Here are some of the key advantages of choosing our Certificate Accounts:

A great way to save for your dream vacation—with higher rates and no temptation to spend it early. You’ll earn more while staying on track, so when it’s time to go, your getaway is already paid for.

Jordan Credit Union offers highly competitive rates, ensuring your savings grow efficiently and significantly faster compared to standard savings accounts.

Choose from a variety of certificate terms ranging from short-term to long-term, allowing you to select the timeframe that best matches your savings goals and financial needs.

Your savings are federally insured by the NCUA up to applicable limits, providing an additional layer of protection and security for your investment.

Our local team provides personalized assistance and expert guidance, helping you manage your Certificate Accounts effectively and confidently every step of the way.

Certificate Account

Are you looking for a smart and secure way to make your savings work for you? Look no further than a JCU Certificate Account. Whether you have short-term or long-term savings goals, our Certificate Accounts are designed to help you reach them while keeping risk to a minimum. Certificates are a conservative investment option, making them attractive for those who are willing to lock in their funds for a set period of time.

Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield.

6 Month

4.35% APY*

Dividend Rate: 4.27%
Minimum $500

12 Month

4.30%

APY*
Dividend Rate: 4.22%
Minimum $500

18 Month

4.10%

APY*
Dividend Rate: 4.03%
Minimum $500

24 Month

4.10%

APY*
Dividend Rate: 4.03%
Minimum $500

36 Month

4.00%

APY*
Dividend Rate: 3.93%
Minimum $500

48 Month

4.20%

APY*
Dividend Rate: 4.12%
Minimum $500

60 Month

4.20%

APY*
Dividend Rate: 4.12%
Minimum $500

Growth Certificate Account

A Growth Certificate Account is a savings product that allows you to add funds over time, unlike a regular Certificate Account where you make a one-time deposit. This makes it better for incrementally saving towards a goal while locking in a great rate. Once your Growth Certificate is open, you can keep adding to it at any time, with total deposits up to $100,000. Get started with just $100 at account opening.

*Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield. As of April 9, 2025. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. A deposit of at least $100 is set up at account opening.

12 Month

4.30%

APY*
Dividend Rate: 4.22%
Minimum $100

24 Month

4.10%

APY*
Dividend Rate: 4.03%
Minimum $100

To add a Certificate account to a previously opened share savings account,  access Online Banking or the App.

Become a Member

We have been fulfilling the financial needs of our members since 1950. We offer free checking, low rates on loans, and great saving rates. Easy to apply. Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT

Manage Your Accounts


Register       Forgot Login

Have you downloaded
our mobile app?