Growth Certificate Account Rates
TERM OF CERTIFICATE | DIVIDEND RATE | APY* | MINIMUM BALANCE |
---|---|---|---|
12-Month Growth | 4.27% | 4.35% APY^ | $100 |
24-Month Growth | 4.03% | 4.10% APY^ | $100 |
Certificates are subject to early withdrawal penalties and fees. Penalties and fees may reduce earnings and principal. Dividends are credited monthly. Rates and terms are accurate as of January 22, 2025, and are subject to change. Federally insured by the NCUA. ***As of December 1, 2024. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. A deposit of at least $100 is set up at account opening. |
Standard Certificate Account rates
TERM OF CERTIFICATE | DIVIDEND RATE | APY* | MINIMUM BALANCE |
---|---|---|---|
6-Month | 4.31% | 4.40% APY* | $500.00 |
12-Month | 4.27% | 4.35% APY* | $500.00 |
18-Month | 4.03% | 4.10% APY* | $500.00 |
24-Month | 4.03% | 4.10% APY* | $500.00 |
36-Month | 3.93% | 4.00% APY* | $500.00 |
48-Month | 4.07% | 4.15% APY* | $500.00 |
60-Month | 4.17% | 4.25% APY* | $500.00 |
Certificates are subject to early withdrawal penalties and fees. Penalties and fees may reduce earnings and principal. Dividends are credited monthly. Rates and terms are accurate as of January 22, 2025, and are subject to change. Federally insured by the NCUA. *APY = Annual Percentage Yield. |