| TERM OF CERTIFICATE | DIVIDEND RATE | APY* | MINIMUM BALANCE |
|---|---|---|---|
| 6-Month | 5.09% | 5.15% APY* | $500.00 |
| 12-Month | 5.09% | 5.15% APY* | $500.00 |
| 18-Month | 4.35% | 4.40% APY* | $500.00 |
| 24-Month | 4.45% | 4.50% APY* | $500.00 |
| 36-Month | 4.25% | 4.30% APY* | $500.00 |
| 48-Month | 4.21% | 4.25% APY* | $500.00 |
| 60-Month | 4.21% | 4.25% APY* | $500.00 |
Certificates are subject to early-withdrawal penalties and fees. Penalties and fees may reduce earnings and principal. Dividends are credited semiannually. Rates and terms are accurate as of April 8, 2024 and are subject to change. Federally insured by the NCUA. |
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Certificate Accounts
Are you looking for a smart and secure way to make your savings work for you? Look no further than a JCU Certificate Account. Whether you have short-term or long-term savings goals, our Certificate Accounts are designed to help you reach them while keeping risk to a minimum. Certificates are a conservative investment option, making them attractive for those who are willing to lock in their funds for a set period of time.
Enjoy the advantages of a JCU Certificate:
- Automatic Renewals: Don’t worry about constantly monitoring your investments. We offer automatic renewals, so your money keeps working for you without any extra effort.
- Optional Automatic Suffix Transfer: Need Flexibility? Opt for automatic maturity transfer to your JCU savings or checking account.
- Low-Risk, High-Yield: Certificate Accounts are known for their low-risk nature while providing higher yields compared to traditional savings accounts. It’s a win-win situation for your financial stability and growth.
- NCUA Insurance: Rest easy knowing your investment is secure. JCU Certificate Accounts are NCUA insured up to $250,000.
- Flexible Terms: We understand that everyone’s financial goals are unique. That’s why we offer terms ranging from 6 to 60 months. Choose the timeframe that aligns with your savings objectives.
What are you waiting for? Start making your money work harder for you today. Open a JCU Certificate Account and take the first step towards securing your financial future. Whether you’re saving for a dream vacation, a down payment on a house, or a rainy-day fund, we have the perfect solution to help you achieve your goals. Don’t miss out on this opportunity to enjoy peace of mind with a JCU Certificate Account. Your savings journey starts here!
ALREADY A MEMBER?
Save time by applying through online banking or on the mobile app under Additional Services > Open Additional Deposit Product.
