Certificates With Guaranteed Growth
At Jordan Credit Union, we understand the value of security and reliability when it comes to saving your hard-earned money. Our Certificate Accounts provide Utah families a secure and profitable way to grow their savings, offering competitive dividend rates and peace of mind.
Grow Your Savings with Confidence
Vacation Savings
A great way to save for your dream vacation—with higher rates and no temptation to spend it early. You’ll earn more while staying on track, so when it’s time to go, your getaway is already paid for.
Competitive Rates
Jordan Credit Union offers highly competitive rates, ensuring your savings grow efficiently and significantly faster compared to standard savings accounts.
Flexible Term Options
Choose from a variety of certificate terms ranging from short-term to long-term, allowing you to select the timeframe that best matches your savings goals and financial needs.
Federally Insured Savings
Your savings are federally insured by the NCUA up to applicable limits, providing an additional layer of protection and security for your investment.
Local, Personalized Service
Our local team provides personalized assistance and expert guidance, helping you manage your Certificate Accounts effectively and confidently every step of the way.
Certificate Account
Are you looking for a smart and secure way to make your savings work for you? Look no further than a JCU Certificate Account. Whether you have short-term or long-term savings goals, our Certificate Accounts are designed to help you reach them while keeping risk to a minimum. Certificates are a conservative investment option, making them attractive for those who are willing to lock in their funds for a set period of time.
Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield.
6 Month
4.35% APY*
Dividend Rate: 4.27%
Minimum $500
12 Month
4.30%
APY*
Dividend Rate: 4.22%
Minimum $500
18 Month
4.10%
APY*
Dividend Rate: 4.03%
Minimum $500
24 Month
4.10%
APY*
Dividend Rate: 4.03%
Minimum $500
36 Month
4.00%
APY*
Dividend Rate: 3.93%
Minimum $500
48 Month
4.20%
APY*
Dividend Rate: 4.12%
Minimum $500
60 Month
4.20%
APY*
Dividend Rate: 4.12%
Minimum $500
Growth Certificate Account
A Growth Certificate Account is a savings product that allows you to add funds over time, unlike a regular Certificate Account where you make a one-time deposit. This makes it better for incrementally saving towards a goal while locking in a great rate. Once your Growth Certificate is open, you can keep adding to it at any time, with total deposits up to $100,000. Get started with just $100 at account opening.
*Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield. As of April 9, 2025. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. A deposit of at least $100 is set up at account opening.
12 Month
4.30%
APY*
Dividend Rate: 4.22%
Minimum $100
24 Month
4.10%
APY*
Dividend Rate: 4.03%
Minimum $100
To add a Certificate account to a previously opened share savings account, access Online Banking or the App.
