Lowest Interest | Highest Rewards | |
---|---|---|
Platinum VISA | Platinum+ JCU Rewards | |
Rates as low as | 11.99% APR | Fixed Rate | 13.99% APR | Variable Rate |
28 day grace period | ![]() | ![]() |
No balance transfer fee | ![]() | ![]() |
Cash advances | ![]() | ![]() |
No annual fee | ![]() | ![]() |
Reward Points Good for Cash Back, Travel, Products and Gift Cards | ![]() | |
Application disclosure | Platinum VISA application disclosure | Platinum+ JCU Rewards application disclosure |
Annual Percentage Rate (APR) accurate as of 8/18/23. On approved credit. Transactions fees such as foreign fees (1% of the transaction in USD), late payment fees, or other account fees other fees may apply. Points earned for qualifying transactions at one point per one dollar on Platinum+ JCU Rewards credit cards. Total points are based on the total transaction amount, with total points rounding to the nearest dollar. Some transaction types may not be eligible for point accrual. Contact JCU to determine transaction eligibility, eligibility dates, or for special promotions. Points expire 48 months from the date earned. Visit our Platinum+ Rewards site to view the awards catalog or to learn more about the program rules and details. Login to Online Banking to access the rewards portal. Membership eligibility required.