Whether you’re looking for an amazing rate or a worthwhile rewards program, we’ve got you covered. We have credit cards with extremely low, fixed rates. We also have one of the best rewards programs you’ll find on an extremely low variable rate. Check out the table below to find out what other benefits await you with a JCU VISA Credit Card.
|Lowest Interest||Highest Rewards|
|Platinum VISA||Platinum+ JCU Rewards|
|Rates as low as||7.99% APR | Fixed Rate||10.24% APR | Variable Rate|
|Earn up to||N/A||10,000 bonus points for signing up|
|28 day grace period|
|No balance transfer fee|
|No annual fee|
|Application disclosure||Platinum VISA application disclosure||Platinum+ JCU Rewards application disclosure|
Annual Percentage Rate (APR) accurate as of 10/31/2019. On approved credit. Transactions fees such as foreign fees (1% of the transaction in USD), late payment fees, or other account fees other fees may apply. Points earned for qualifying transactions at one point per one dollar on Platinum+ JCU Rewards credit cards. Total points are based on the total transaction amount, with total points rounding to the nearest dollar. Some transaction types may not be eligible for point accrual. Contact JCU to determine transaction eligibility, eligibility dates, or for special promotions. Points expire 48 months from the date earned. 10,000 bonus points will be given immediately for new reward accounts opened. Visit our Platinum+ Rewards site to view the awards catalog or to learn more about the program rules and details. Login to Online Banking to access the rewards portal. Membership eligibility required.