Visa Credit Card

Whether you’re looking for an amazing rate or a worthwhile rewards program, we’ve got you covered. We have credit cards with extremely low, fixed rates. We also have one of the best rewards programs you’ll find on an extremely low variable rate. Check out the table below to find out what other benefits await you with a JCU VISA Credit Card.

Lowest InterestHighest Rewards
Platinum VISAPlatinum+ JCU Rewards
Rates as low as7.99% APR | Fixed Rate8.74% APR | Variable Rate
28 day grace periodcheckmarkcheckmark
No balance transfer feecheckmarkcheckmark
Cash advancescheckmarkcheckmark
No annual feecheckmarkcheckmark
Application disclosurePlatinum VISA application disclosurePlatinum+ JCU Rewards application disclosure

Annual Percentage Rate (APR) accurate as of 3/17/2020. On approved credit. Transactions fees such as foreign fees (1% of the transaction in USD), late payment fees, or other account fees other fees may apply. Points earned for qualifying transactions at one point per one dollar on Platinum+ JCU Rewards credit cards. Total points are based on the total transaction amount, with total points rounding to the nearest dollar. Some transaction types may not be eligible for point accrual. Contact JCU to determine transaction eligibility, eligibility dates, or for special promotions. Points expire 48 months from the date earned. Visit our Platinum+ Rewards site to view the awards catalog or to learn more about the program rules and details. Login to Online Banking to access the rewards portal. Membership eligibility required.

Click here to access the full Visa disclosure.