Our Rates

Auto Loan

48 MONTHS 60 MONTHS 72 MONTHS84 MONTHS
Rates as low as:3.19% APR**3.24% APR**3.54% APR**4.34% APR**
Monthly payment estimates
per $1,000 borrowed.
Includes payment protection.
$23.54$19.41$16.79$15.22

HOME EQUITY, PERSONAL, & CREDIT CARDS

HOME EQUITY LINE OF CREDITPERSONAL LOAN 12 MONTHS*VISA CREDIT CARDPlatinum+ Rewards
Rates as low as:Call Us!7.24% APR**7.99% APR**9.74% APR**
Monthly payment estimates per $1,000 borrowed. Includes payment protection.801-567-3315$88.00Payments will vary with balancePayments will vary with balance

SHARE DIVIDEND AND CERTIFICATE INTEREST RATE SCHEDULE

REGULAR SHARES (SAVINGS)

As of January 1, 2016, the dividend rate was 0.10%, and the annual percentage yield (APY) was 0.10%. In addition, the credit union estimates a prospective dividend rate of 0.10% and a prospective APY of 0.10% for the period of January 1, 2016, through March 31, 2016.

FREE INTEREST REWARD CHECKING

Balance RangesAPY^ATM RefundsQualifiers
$0 - $10,0001.50% APY^up to $20/moe*Statements, one ACH post and clear, and ten debit card purchases post and clear
Above $10,0000.25% APY^up to $20/moe*Statements, one ACH post and clear, and ten debit card purchases post and clear
$0 & up (w/o) qualifiers0.05% APY^N/AN/A

Money Market Deposit Account

Balance RangesDividend RateAPY^
Below $2,5000.00%0.00% APY^
$10,001 - $20,0000.15%0.15% APY^
$20,001 - $50,0000.15%0.15% APY^
$50,001 and above0.25%0.25% APY^

As of December 21, 2015, the interest rate on your deposit account is shown in the Dividend Rate column, with an Annual Percentage Yield shown in the APY column for the corresponding balance ranges shown in the column.

Elite Money Market Deposit Account

Balance RangesDividend RateAPY^
Below $10,0000.15%0.15% APY^
$10,001 - $20,0000.20%0.20% APY^
$20,001 - $50,0000.20%0.20% APY^
$50,001 and above0.25%0.25% APY^

As of December 21, 2015, the interest rate on your deposit account is shown in the Dividend Rate column, with an Annual Percentage Yield shown in the APY column for the corresponding balance ranges shown in the column.

IRA Account

Balance RangesDividend RateAPY^
Below $5000.20%0.20% APY^
$500 and above0.25%0.25% APY^

Term Share Account (Certificate of Deposit)

Term of CertificateDividend RateAPY^Minimum Balance
6-Month0.25%0.25% APY^$500
12-Month0.45%0.45% APY^ $500
18-Month0.50%0.50% APY^$500
24-Month0.75%0.75% APY^$500
36-Month1.15%1.15% APY^$500
48-Month1.30%1.30% APY^$500
60-Month2.15%2.15% APY^$500

As of February 1, 2016, the interest rate on your deposit account is shown under the Dividend Rate column, with an Annual Percentage Yield (APY) shown under the APY column in the chart below for the corresponding certificate amount and balance.

** APR = Annual Percentage Rate.
^ APY = Annual Percentage Yield.
All rates subject to change without notice.