It's a Good Day for an Auto Loan
At Jordan Credit Union, every day is a great day to get behind the wheel of your dream vehicle. Whether you’re buying new, used, or refinancing your current auto loan, we offer rates starting at 5.59% APR* and personalized service from local experts who understand your needs.
Cha-Ching for Your Vroom Vroom
Ready to hit the road with extra cash in your pocket? With our Up to $300 Cash Back offer, financing your next ride just got a whole lot more exciting! Whether you’re buying a new car or refinancing your current auto loan, you can rev up your savings and score Up to $300 in Cash Back. It’s simple — secure an auto loan with us, and we’ll reward you for making the smart move. Don’t wait—this deal won’t last forever. Apply today and let your vroom vroom come with a little cha-ching!
(3/1/2025 – 5/30/2025): Offer valid on approved credit and requires membership eligibility. Not applicable to existing loans financed at JCU. Cannot be combined with other offers. Earn 1% cash back on loan balances over $5,000, up to $300. Funds are deposited into the savings account after the loan is officially opened. A signed agreement is required to keep the loan at JCU for at least one year. If paid off within the first year, the cash back amount will be added to the loan payoff. Cash back is considered interest and reported on a 1099-INT. Loans closed at a dealership may qualify for a maximum of $50 with a signed agreement.
Competitive, Low Rates
Enjoy some of the most affordable auto loan rates around, helping you keep your monthly payments low. Our transparent terms mean no hidden fees—just straightforward savings.
Fast & Simple Preapproval
Get preapproved quickly so you can shop with confidence, knowing exactly what you can afford. This makes negotiating at the dealership easier and stress-free.
Flexible Loan Terms
Choose a loan that works for you, with a variety of term lengths to fit your budget. Whether you want lower monthly payments or a faster payoff, we’ve got you covered.
Local Experts, Personalized Service
Work with friendly, knowledgeable staff who understand your needs and offer tailored solutions. As a community-based credit union, we’re here to help—not upsell.
Exclusive Member Discounts
Qualify for special perks like our 0.25% rate discount when you have an Active Rewards Checking account. We’re always looking for ways to reward our members.
No Prepayment Penalties
Pay off your loan early if you want—without extra fees or penalties. We believe in giving you financial freedom, not locking you in.
Quick Refinance Options
Already have a loan elsewhere? We make it simple to refinance and potentially lower your rate or monthly payment. Plus, enjoy the same great member benefits when you bring your loan to JCU.
Low Rates, Local Support, and a Smoother Path to Your Next Vehicle.
When you choose a Jordan Credit Union auto loan, you’re not just financing a vehicle—you’re gaining access to exclusive member benefits designed to save you money and make your life easier. Our local experts work with you every step of the way to ensure you get the best deal and a loan that fits your lifestyle.
Auto Loan Rates
Auto loan rates start as low as 5.59% APR! Whether you're purchasing a new or used vehicle or looking to refinance your current loan from another financial institution, we’ve got you covered. Take advantage of our competitive rates and rely on our local experts to guide you every step of the way. Hit the road with confidence—apply for your new auto loan today!
Rates Reflect 0.25% Discount for Active Rewards Checking.
Click here to learn more.
Annual Percentage Rates (APR) subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used vehicle purchases and on refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility and underwriting criteria. Rate includes 0.25% rate discount for active JCU reward checking accounts. The 0.25% checking discount started January 6, 2025. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1,000 borrowed. Estimate includes payment protection. **Limited Credit loans include applicants with no credit score or limited credit history. Additional requirements and limitations apply. Speak with a JCU Relationship Representative for more details. Rates updated as of March 4, 2025.
48 MONTH
5.59%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $23.30.
60 MONTH
5.59%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $19.14.
72 MONTH
5.79%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $16.47.
84 MONTH
6.54%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $14.87.
Or stop by any of our local branches to refinance or apply for a new auto loan.
