Home Equity Loans

Have you considered the benefits of consolidating credit card debt? Or does your kitchen need a remodel? Maybe your house could use some new carpet, a fresh coat of paint, or even a new deck?

Confused on whether a Home Equity Loan or Home Equity Line of Credit (HELOC) is the better loan for you? It depends on why you’re borrowing.

If you need to make large, recurring payments such as for school or home improvements or want funds available in case of emergencies , a HELOC is a good option.

If you have a one-time borrowing need, such as debt consolidation or home improvements that require a substantial lump sum up front, a fixed-rate Home Equity Loan is the way to go.

Apply Online – Quick Application

Contact us to set up an appointment or to ask any questions.
 
Haydee Sori | NMLS# 947089
E: haydee.sori@jordan-cu.org

801-567-3318

 
Connie Denton | NMLS# 2592670
E: connie.denton@jordan-cu.org

801-567-3310


Home Equity Line of Credit (HELOC)

Get a Home Equity Line of Credit (HELOC) with JCU and we’ll waive the 1% Origination Fee!*

A HELOC is ideal for consolidating high-interest debt or can help with your next home improvement project. With low-interest rate, you can’t afford not to take advantage of this offer! Our mortgage specialist will assist you in applying for a home equity loan today.

The benefits of our Home Equity Lines of Credit (HELOC) include:

  • Low, variable interest rate based on prime as published in the Wall Street Journal
  • Open-ended line of credit
  • Convenient access – phone, in person, checks, or a credit card
  • Interest may be tax deductible

No Origination Fee!*

6.49% APR* 6 Month Introductory Rate

8.50% APR* Subsequent Variable Rate

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Home Equity Fixed Rate Loan

A Home Equity Loan uses your home’s equity as collateral to secure financing. This loan gives you a lump sum of cash at a fixed rate which typically ranges from 5 to 15 years. This type of loan is paid in equal monthly payments which helps with budgeting. Save money and get the peace of mind of knowing your rate won’t increase for the term of the loan.

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Home Equity Fixed Loan Rates

60 Months
84 Months
120 Months
144 Months
180 Months
7.24% APR**
7.74% APR**
8.14% APR**
8.24% APR**
8.34% APR**