Cash Back Checking

Cash Back Checking is the perfect checking account for you if you are a big spender. With this checking account, you can earn up to 2.50%* cash back on your monthly purchases! We’ll also reimburse you up to $20 in ATM fees each month.

Just complete three easy qualifications each qualifying cycle to earn your cash back reward.

  • Receive electronic statements instead of paper statements.
  • Have at least ten debit card transactions post and clear from your checking account.
  • Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account.

That’s it! If you complete those three simple qualifiers each month, you’ll receive your cash back and ATM refund rewards! If you don’t meet the qualifications, that’s okay, there is no fee for that, you just won’t earn your rewards. However, you’ll get to try again next month!

Visit a branch, and become a JCU Member Today!
We have been fulfilling the financial needs of our members since 1950. We offer free checking, low rates on loans and great saving rates.

  • No monthly service fees
  • No monthly minimum balance requirements
  • Unlimited check writing
  • Free online banking
  • Free mobile banking app
  • Mobile Deposits
  • Free Bill Pay
  • Free JCU Visa® Debit Card

On approved credit. All qualifications must be achieved each cycle to earn cash back. For Personal accounts only (1 account per SSN). 2.50% cash back is on up to $300 in debit card purchases each month, with maximum earnings of $7.50. ATM refunds up to $20 are provided as long as qualifications are met each qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to last day of the current month. Rates subject to change. Fees may reduce earnings.