Cash Back Checking


With JCU’s Cash Back checking, you can earn up to 2.50% cash back – that’s $7.50 a month, or $90 per year! We’ll also reimburse you up to $20 in ATM fees each month. Just complete three easy qualifications each qualifying cycle to earn the interest reward.


  • Free online and mobile banking
  • Receive monthly Online Statements
  • 10+ transactions from your checking account per month
  • 1+ automatic deposits OR 1+ automatic payment from checking per month

It’s so easy, Almost anyone can do it! If you complete three simple qualifiers each month, your checking account pays you!

If you don’t meet the qualifications, that’s okay, and there is no fee; you won’t earn your monthly bonuses. However, you may try again next month!

Checking accounts made for you. Whether you’re looking for simplicity or purchase rewards, we have an account for you. Explore the options below and open or convert your account today by visiting a branch or applying online.

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*Monthly Qualifiers Expanded Explanation: 1) Receive electronic statements (eStatements) instead of paper statements. One time signup, view monthly on website or mobile application. 2) Have at least ten debit card transactions post and clear from your checking account within the calendar month. 3) Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account within the month.

Fine Print: On approved credit. All qualifications must be achieved each cycle to earn cash back. For Personal accounts only (1 account per SSN). 2.50% cash back is on up to $300 in debit card purchases each month, with maximum earnings of $7.50. ATM refunds up to $20 are provided as long as qualifications are met each qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to last day of the current month. Rates subject to change. Fees may reduce earnings.