High-Yield Money Market, High Rewards
When you work hard for your money, you deserve a savings option that works just as hard in return. Jordan Credit Union’s High-Yield Money Market Accounts offer higher dividend rates than traditional savings, all while keeping your funds accessible whenever you need them.
A Flexible Way to Grow Your Balance
Our High-Yield Money Market Accounts combine the best of both worlds—competitive rates that help you grow your savings faster and the convenience of accessible funds for life’s unexpected expenses. With tiered dividend structures, you’ll earn more as your balance increases, rewarding your commitment to building a stronger financial future. We understand that busy Utah families need both stability and flexibility, which is why our Money Market Accounts come with features like digital account management and local member support. Whether you’re saving for a large purchase, an emergency fund, or future investments, Jordan Credit Union is here to help every dollar go further.
A High-Yield Money Market Account helps boost your savings potential and also delivers the convenience you need for everyday life. Below are some of the unique benefits that make Jordan Credit Union’s Money Market Accounts a practical choice for you and your family:
Dividends That Grow with Your Balance
As your account balance increases, so do your earnings. This tiered approach rewards steady contributions and helps you build momentum toward your financial goals.
Easy Access for When Life Happens
Unlike certificates that lock in funds, our Money Market Accounts let you withdraw or transfer money when you need it. This flexibility ensures you’re prepared for both planned and unexpected expenses.
Low Minimum Balance Requirement
We keep entry barriers low to help more families start saving sooner. Once you meet the minimum, you’ll begin earning dividends without the stress of high account thresholds.
Secure Online and Mobile Management
Our digital tools allow you to check balances, track earnings, and handle transactions on your schedule. You’ll have full control over your account, whether you’re at home or on the go.
Local, Member-Focused Service
As a not-for-profit credit union, we prioritize our members’ best interests. You can rely on our team’s personalized support and expertise to guide you toward a stronger financial future.

Money Market Deposit Account (MMDA)
If you are looking to save long term, but also want accessibility in case of an emergency, then a Money Market Deposit Account may be for you. It just requires $2,500 to start. Money Market Deposit Accounts (MMDA) provide unique benefits for members who maintain a high balance in their MMDA account but want the ability to access the funds regularly.
^APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly for Money Market Deposit accounts. Rates and terms are accurate as of April 1, 2025, and are subject to change.
Balance Range
< $2,499
0.10%
APY*
Dividend Rate: 0.10%
Balance Range
$2,500-$9,999
0.75%
APY*
Dividend Rate: 0.75%
Balance Range
$10,000-$19,999
1.00%
APY*
Dividend Rate: 1.00%
Balance Range
$20,000-$49,999
1.25%
APY*
Dividend Rate: 1.24%
Balance Range
$50,000-$99,999
2.00%
APY*
Dividend Rate: 1.99%
Balance Range
$100,000 <
2.75%
APY*
Dividend Rate: 2.72%
Elite Money Market Deposit Account (EMMDA)
Elite Money Market Deposit Accounts (EMMDA) provide higher interest for those that don’t need to use the money immediately, but would still like a more fluid option than a certificate account.
^APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly for Money Market Deposit accounts. Rates and terms are accurate as of April 1, 2025, and are subject to change.
Balance Range
< $19,999
1.00%
APY*
Dividend Rate: 1.00%
Balance Range
$20,000-$49,999
1.50%
APY*
Dividend Rate: 1.49%
Balance Range
$50,000-$99,999
2.00%
APY*
Dividend Rate: 1.99%
Balance Range
$100,000-$249,999
3.0%
APY*
Dividend Rate: 2.97%
Balance Range
$250,000-$999,999
3.25%
APY*
Dividend Rate: 3.21%
Balance Range
$1,000,000 <
3.85%
APY*
Dividend Rate: 3.80%
To add a high-yield money market savings account to a previously opened share savings account, access Online Banking or the App.
Or stop by any of our local branches and open a new high-yield money market savings account.
