Reward Checking (Free)

Interest Rewards CheckingCash Back Checking
Earn Up To
$150.00 in dividends per year
1.50% APY* on average balance or up to $12.50 in dividends per month
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$90.00 in cash back per year
2.50% Cash Back on purchases* or up to $7.50 in cash back per month
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No Monthly Feecheckmark checkmark
No Minimum Balancecheckmarkcheckmark
Nationwide ATM Accesscheckmarkcheckmark
ATM Fee Refunds*checkmark checkmark

To earn the rewards and ATM fee refunds mentioned above, simply complete the following qualifications each month:

  • Receive electronic statements instead of paper statements.
  • Have at least 10 debit card transactions post and clear from your checking account.
  • Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account.

That’s it! If you complete those three simple qualifiers each month, you’ll receive cash back and ATM refund rewards! If you don’t meet the qualifications, that’s okay, the account is still free! No monthly fees, no minimum balance requirements. It’s that easy!

Visit a branch, and become a JCU Member Today!
We have been fulfilling the financial needs of our members since 1950. We offer free checking, low rates on loans and great saving rates.