Construction & Lot Loans to Build Your Utah Dream

At Jordan Credit Union, we’re proud to support members of our community who roll up their sleeves and make things happen. Our construction loans are designed to help you finance your home from the ground up—whether you’re building your dream home or adding more space to the one you already love.

Flexible Financing for Your Next Construction Project

Building your dream home starts with the right foundation—literally and financially. Whether you’re purchasing a lot to build on later or ready to break ground now, Jordan Credit Union offers flexible construction and lot loan options to support your vision from the ground up. With competitive rates, local decision-making, and personalized service every step of the way, we make it easier to turn your plans into a place you’ll call home.

We get that construction isn’t just a project—it’s a big life move. That’s why our Construction and Lot loans are designed to help you invest in the future of your home. We have a variety of loan options for different stages of life. Here are some of the benefits choosing a long from JCU:

Interest-Only Payments During Construction

Save on monthly payments while you build. Pay interest only during the construction phase to keep your budget flexible.

Competitive Rates and Simple Terms

We keep it clear and honest. Our construction loan rates are competitive and our terms are designed to work for real people

Easy Transition to Permanent Financing

When construction wraps, your loan can easily convert into a long-term mortgage.

One-on-One Local Lending Support

Our experienced loan officers are right here in Utah and ready to help—no call centers, just real conversations.

Lot Loans to Secure Your Future

Found the perfect spot to build your dream home? Our Lot Loans make it easy to finance land purchases throughout Utah with flexible terms and fast, local service. Whether you’re planning to build right away or further down the road, we’ll help you take the first step with confidence.