Motorcycle, ATV & Powersport Loans for Every Adventure
Ready to hit Utah’s open roads or carve your path through its rugged backcountry? Jordan Credit Union’s Motorcycle, ATV & Powersport Loans are designed for Utah thrill-seekers, outdoor enthusiasts, and weekend explorers. With low rates, flexible terms, and fast local approvals, we’ll help you finance the ride that fits your lifestyle.
Whether you’re cruising scenic highways or taking on Utah’s off-road trails, we make it easy to gear up and get going on your next adventure.
Ride Now, Pay Comfortably Over Time
Low, Fixed Interest Rates
Enjoy competitive rates that won’t fluctuate, making it easy to budget for your bike or ATV without surprises.
New or Used Vehicle Financing
Whether you’re buying brand new or a well-loved ride, we offer the same great rates and terms on both.
Flexible Terms Up to 84 Months
Choose a loan term that works for you—shorter for quicker payoff, or longer for lower monthly payments.
Local Decision-Making and Fast Approvals
Our Utah-based team processes your application quickly, helping you hit the road or trail without unnecessary delays.
Exclusive Member Discounts
Qualify for special perks like our 0.25% rate discount when you have an Active Rewards Checking account. We’re always looking for ways to reward our members.
No Prepayment Penalties
Pay off your loan early if you want—without extra fees or penalties. We believe in giving you financial freedom, not locking you in.
Motorcycle/ATV Loan Rates
Motorcycle and ATV loan rates start as low as 6.99% APR! With affordable financing options, we help you purchase new or used motorcycles, dirt bikes, side-by-sides, and ATVs—so you can enjoy the freedom of the ride without draining your savings.
Rates Reflect 0.25% Discount for Active Rewards Checking.
Click here to learn more.
*Annual Percentage Rates (APR) are subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used small recreational vehicle purchases and refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility, and underwriting criteria. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1000 borrowed. Estimate includes payment protection. Rates updated October 14, 2025.
60 MONTH
6.99%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $19.80.
72 MONTH
7.14%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $17.12.
84 MONTH
7.29%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $15.23.
Or stop by any of our local branches to refinance or apply for a small ATV or motorcycle loan.