First-Time Homebuyer Help Starts Here

Buying your first home is a big milestone—and at Jordan Credit Union, we’re here to make it a little less overwhelming and a lot more exciting. With low down payment options and personalized local support, we’ll help you take that first step with confidence.

Affordable Homeownership Designed for Utah’s Hardworking Families

Whether you’re tired of renting or ready to put down roots, our first-time home buyer loans are built for simplicity, flexibility, and long-term success. We offer competitive rates, low fees, and step-by-step guidance from local experts who understand Utah’s housing market. And for qualified borrowers, you can buy your first home with as little as 3% down—making homeownership more accessible than ever. We’re not just financing your house—we’re investing in your future. Let us help you move from “someday” to move-in day.

Our first-time home buyer loans offer real advantages that make the journey to homeownership easier and more affordable. Here’s what you can expect from Jordan Credit Union:

As Low As 3% Down for Qualified Buyers

We know saving for a big down payment can be tough. That’s why we offer low down payment options to help qualified buyers get into a home sooner—without draining your savings.

Local Loan Experts Who Walk You Through Every Step

You won’t find call centers here. Our Utah-based lending team is here to answer questions, explain paperwork, and support you all the way to closing.

Fewer Fees, More Savings

As a not-for-profit credit union, we focus on helping you—not shareholders. That means lower fees, better terms, and more money in your pocket.

Free Pre-Approval and Personalized Guidance

Get pre-approved so you know what you can afford before you shop. We’ll walk you through budgeting, qualification, and what to expect during the home-buying process.