Mortgages Designed for Utah Living
At Jordan Credit Union, we know that buying a home is a major milestone—one that lays the groundwork for financial stability and opens the door to new possibilities for your family. That’s why our mortgage solutions are built to be straightforward, accessible, and tailored to help hardworking Utahns achieve homeownership with confidence
Flexible Mortgage Options Tailored to Your Budget
Flexible Terms That Fit Your Budget
We recognize that no two financial situations are alike, so our loans come with options for repayment schedules that align with your monthly budget. This flexibility helps you balance a mortgage alongside everyday costs.
ITIN Mortgages with Local Know-How
Jordan Credit Union specializes in helping our community become homeowners, including those using an Individual Taxpayer Identification Number (ITIN). As your local mortgage experts, we offer personalized support and flexible options to make the path to homeownership clear and accessible for everyone.
Refinance to Save More Each Month
Thinking about lowering your monthly mortgage payment or locking in a better interest rate? Refinancing your home loan with JCU can put more money back in your pocket. Check our current mortgage rates to see how much you could save, and let’s talk about the right refi option for your goals.
Low Rates to Help You Save
Thanks to our not-for-profit model, we keep rates low, meaning more money stays in your pocket over the life of your loan. You can then invest those savings back into your home or future plans.
Easy Application with Local Help
We’ve streamlined our application process, reducing the stress of securing financing. Our Utah-based team offers step-by-step guidance to ensure you understand your options and make informed decisions.
Trusted, Community-First Values
At Jordan Credit Union, we prioritize member benefits over corporate profits. Profits are reinvested into better services, fewer fees, and programs that enrich the lives of our neighbors.
Manage Your Loan Anytime, Online
Keep tabs on loan balances, payment schedules, and important documents using our secure digital platform. With 24/7 access, you can easily stay on top of your finances, even with a busy schedule.
Mortgage Rates
Don’t wait any longer to start your American dream with the purchase of a new home. Jordan Credit Union offers many options to buy a home in Utah. Mortgages starting at 5.99% (6.106% APR) for 30 years.*
* 5 year – under $85,000. ***APR = Annual Percentage Rate. 5 Year 5.375 based on 85,000 80% LTV, 15 year 5.5% based on loan amount 320K 80% LTV, 20 year 5.875% based on loan amount at 320K 80% LTV, 30 year 5.99% based on loan amount at 320K 80% LTV. Rates and terms are accurate as of October 22, 2025 and are subject to change. The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. Loans approved above 80% LTV may require mortgage insurance, which could increase your monthly payment. These payment examples do not include taxes and insurance. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. The information provided is for a fixed mortgage and assumes the purpose of the loan is to purchase a primary residence, single-family dwelling in Utah.
5 Year Mortgage
5.375%
6.138% APR OAC*
15 Year Mortgage
5.5%
5.768% APR OAC*
20 Year Mortgage
5.875%
6.027% APR OAC*
30 Year Mortgage
5.99%
6.106% APR OAC*
Contact us to set up an appointment or to ask any questions.
Haydee Sori | NMLS# 947089 | 801-567-3318
haydee.sori@jordan-cu.org
Connie Denton | NMLS# 2592670 | 801-567-3310
connie.denton@jordan-cu.org
Cris Rios | NMLS# 275360 | 801-567-3329
cris.rios@jordan-cu.org
