Home Equity Loans Made Easy
Your home is more than just a place to live—it’s a powerful financial tool. At Jordan Credit Union, we help you tap into your home’s equity so you can take care of what matters most, from renovations to debt consolidation.
Flexible Financing for What Matters Most
Competitive Low Rates
Lock in a fixed or variable rate that beats most credit cards or personal loans, helping you save more over time.
Local Lending, Local Decisions
Our team lives and works in your community. That means faster approvals and personalized service you can count on.
No Hidden Fees
We keep things simple with transparent terms and no surprise charges, so you always know what to expect.
Use Your Funds Your Way
Remodel your home, consolidate bills, or cover college costs—how you use your equity is completely up to you.
Flexible Repayment Terms
Choose from repayment options that work with your budget, so you never feel stretched too thin.
Trusted by Utah Homeowners
With decades of experience, Jordan Credit Union has helped thousands of members turn their equity into opportunity.
Home Equity Loans Rates
Have you considered the benefits of consolidating credit card debt? Or does your kitchen need a remodel? Maybe your house could use some new carpet, a fresh coat of paint, or even a new deck. Confused on whether a Home Equity Loan or Home Equity Line of Credit (HELOC) is the better loan for you? It depends on why you’re borrowing.
*Valid through 9/28/2025. $20,000 minimum loan amount. Other fees may include, but are not limited to, the following: CC&R for homes with an HOA or in a PUD $100-$175, flood, underwriting, and title fees. All dollar figures are estimates and may vary. Additional fees may be required. The introductory 4.99% APR is for the first six months after loan closing. After six months, the introductory rate will convert back to the Variable Annual Percentage Rate (APR) based on the Prime Rate, ranging from 4% APR to 15.00% APR based on credit worthiness. Some restrictions may apply. APR (Annual Percentage Rate) as low as 7.50% as of 12/23/24 and may increase up to 2% per quarter, not to exceed 15%. Variable Rate. Rate may change without notice. **The Annual Percentage Rates (APRs) shown are available to well-qualified borrowers. Rates effective 9/17/25. Rates are subject to change without notice. Rates are based on Home Equity Fixed Rate Loans up to $250,000, loan-to-value (LTV) ratio of 80% or less, and a debt-to-income ratio of 42% or less. For real estate secured products, property insurance is required and flood insurance may be required. Your actual APR will be determined by the amount of your loan, loan-to-value and lien position if applicable, repayment term, and a review of your credit. APRs are accurate when accessed and are subject to change without notice.
HELOC Introductory Rate
4.99%
APR OAC*
After six months, the introductory rate will convert to the Variable Rate
HELOC Variable Rate
7.25%
APR OAC*
60 Month Fixed Rate
7.24%
APR OAC**
84 Month Fixed Rate
7.24%
APR OAC**
120 Month Fixed Rate
7.49%
APR OAC**
180 Month Fixed Rate
7.69%
APR OAC**
Contact us to set up an appointment or to ask any questions.
Haydee Sori | NMLS# 947089 | 801-567-3318
haydee.sori@jordan-cu.org
Connie Denton | NMLS# 2592670 | 801-567-3310
connie.denton@jordan-cu.org
Cris Rios | NMLS# 275360 | 801-567-3329
cris.rios@jordan-cu.org
