Elite Checking for Premium Perks
Jordan Credit Union recognizes the hard work you put in every day and believes your banking should reflect your commitment. Our Elite Checking account provides premium benefits and exceptional value, making everyday banking simpler, more rewarding, and tailored to your lifestyle.
Experience Banking Designed for Your Lifestyle
High Dividend Earning Potential
2.0% APY* Earn higher dividend rates on your checking balance, maximizing your returns while keeping your funds accessible. Your money works harder for you without sacrificing convenience.
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
**Members must have an active rewards checking account with JCU with transactions in the previous month. The discount is available on loans starting June 1, 2024. Loans granted prior to this date are not eligible.
Fee-Free ATM Access Nationwide
Enjoy the freedom of accessing your money anytime, anywhere with fee-free ATM withdrawals across a vast network. Say goodbye to unnecessary fees and hello to flexibility.
Get up to $20/month in ATM fee refunds—just by meeting simple requirements. Whether you’re traveling, studying, or on the go, enjoy easy access to your cash without the extra charges. It’s our way of helping you keep more of your hard-earned money.
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
Friendly, Local Support
With Elite Checking, you’re backed by our experienced local team—right here in your community. Whether you have a quick question or need personalized guidance, we’re always ready to help with friendly, reliable service that understands your needs.
Online and Mobile Banking
Effortlessly manage your account with our advanced Online Banking and intuitive Mobile App. Monitor transactions, transfer funds, and stay informed on your finances anytime, from anywhere. Access Online Banking or the App.
0.25% Auto or RV Loan Discount
Qualifying loans – Auto, RV, and non-promotion rate personal loans.
Loans that do not qualify – Business loans, Discounted promo rates (like Summer loans, Holiday loans) Home loans, Share secure, and pal loans.
Eligibility Requirements: Members must have an active reward checking account with transactions in the previous month.
Effective Date: The discount is available starting June 1. Loans granted prior to this date are not eligible.
Eligibility for active regular checking – If a member does not qualify for the discount at the time of their loan application, they can activate their account and apply for the discount after the following month. However, if a member already has active transactions in their regular checking account and switches to a reward checking account, they may qualify for the discount immediately.
To add a product like checking or secondary savings to a previously opened share savings account, access Online Banking or the App.
Qualifications
It’s incredibly simple. Complete three monthly qualifiers, and your Elite Checking account will pay you. No worries if you don’t meet the qualifications; there’s no fee, and you can try again next month.
- Receive your monthly statement electronically (Online Statements)
- Have 10 debit card point-of-sale transactions post and clear during the Qualification Cycle
- Have at least one direct deposit or one auto-debit via ACH during the Qualification Cycle
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
