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Cash Back Checking That Pays Off

At Jordan Credit Union, we believe you should get more out of every dollar you work hard to earn. That’s why our Cash Back Checking is designed to reward your day-to-day purchases, turning ordinary transactions into opportunities for extra savings.

Put More Cash Back in Your Pocket

Cash Back Checking from Jordan Credit Union gives Utah’s hardworking families a little extra every month—2.5% cash back on the first $300 in purchases, putting up to $90 a year back in your pocket. Whether it’s for everyday essentials or a well-earned treat, your checking account helps you stretch every dollar further.

Enjoy smart digital banking tools and local, friendly support that makes managing your account simple. From tracking rewards to monitoring your spending, everything is designed to work for you. At Jordan Credit Union, we’re here to help you make the most of your money—every step of the way.

Jordan Credit Union’s Cash-Back Checking offers unique advantages designed specifically to benefit hardworking Utah families. Below are some of the exclusive benefits you’ll experience when you choose our Cash-Back Checking account:

Everyday spending pays off with Jordan Credit Union. Each purchase made with your checking account rewards you with 2.5% cash back, helping you effortlessly save while you shop. That’s $7.50 a month, or $90 per year!

* Monthly Qualifiers Expanded Explanation: 1) Receive electronic statements (Online Statements) instead of paper statements. One-time signup is required. View monthly on the website or mobile application. 2) Have at least ten debit card point-of-sale transactions posted and clear from your checking account within the qualification cycle. 3) Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account via ACH within the month.
**Members must have an active rewards checking account with JCU with transactions in the previous month. The discount is available on loans starting June 1, 2024. Loans granted prior to this date are not eligible.
Fine Print: On approved credit. All qualifications must be achieved during the qualification cycle to earn cash back. For Personal accounts only (1 account per SSN). 2.50% cash back is on up to $300 in debit card purchases each cycle, with maximum earnings of $7.50. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to the last day of the current month. Rates are subject to change. Fees may reduce earnings.

Our Cash Back Checking account comes with no monthly maintenance fees, meaning your hard-earned money stays in your pocket. We believe you should keep more of what you earn. ATM fee reimbursement of up to $20/month.

* Monthly Qualifiers Expanded Explanation: 1) Receive electronic statements (Online Statements) instead of paper statements. One-time signup is required. View monthly on the website or mobile application. 2) Have at least ten debit card point-of-sale transactions posted and clear from your checking account within the qualification cycle. 3) Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account via ACH within the month.
**Members must have an active rewards checking account with JCU with transactions in the previous month. The discount is available on loans starting June 1, 2024. Loans granted prior to this date are not eligible.
Fine Print: On approved credit. All qualifications must be achieved during the qualification cycle to earn cash back. For Personal accounts only (1 account per SSN). 2.50% cash back is on up to $300 in debit card purchases each cycle, with maximum earnings of $7.50. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to the last day of the current month. Rates are subject to change. Fees may reduce earnings.

Manage your rewards, track your spending, and keep tabs on your cash back conveniently with our user-friendly Online Banking and mobile app. This puts control over your finances right at your fingertips.  Access Online Banking or Download the App.

As a Jordan Credit Union member, you’ll have access to friendly, local support whenever you need it. Our team is dedicated to helping you maximize your rewards and navigate your account with confidence.

We make it easy to enjoy your rewards by automatically depositing your cash back directly into your checking account each month. Spend less time managing your account and more time enjoying the rewards.

0.25% Auto or RV Loan Discount

Exclusive Rewards Checking Discount: Earn a 0.25% rate discount when you have an active Rewards Checking account. Simply use your account regularly, and enjoy additional savings on your loan.
 

Qualifying loans – Auto, RV, and non-promotion rate personal loans.
Loans that do not qualify – Business loans, Discounted promo rates (like Summer loans, Holiday loans) Home loans, Share secure, and pal loans.
Eligibility Requirements: Members must have an active reward checking account with transactions in the previous month. 
Effective Date: The discount is available starting June 1. Loans granted prior to this date are not eligible.
Eligibility for active regular checking – If a member does not qualify for the discount at the time of their loan application, they can activate their account and apply for the discount after the following month. However, if a member already has active transactions in their regular checking account and switches to a reward checking account, they may qualify for the discount immediately.

To add a product like checking or secondary savings to a previously opened share savings account, access Online Banking or the App.

Qualifications

It’s incredibly simple. Complete three monthly qualifiers, and your Cash Back Checking account will pay you. No worries if you don’t meet the qualifications; there’s no fee, and you can try again next month.

  • Receive your monthly statement electronically (Online Statements)
  • Have 10 debit card point-of-sale transactions post and clear during the qualification cycle
  • Have at least one direct deposit or one auto-debit via ACH during the qualification cycle

* Monthly Qualifiers Expanded Explanation: 1) Receive electronic statements (Online Statements) instead of paper statements. One-time signup is required. View monthly on the website or mobile application. 2) Have at least ten debit card point-of-sale transactions posted and clear from your checking account within the qualification cycle. 3) Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account via ACH within the month.

On approved credit. All qualifications must be achieved during the qualification cycle to earn cash back. For Personal accounts only (1 account per SSN). 2.50% cash back is on up to $300 in debit card purchases each cycle, with maximum earnings of $7.50. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to the last day of the current month. Rates are subject to change. Fees may reduce earnings.

Become a Member

We have been fulfilling the financial needs of our members since 1950. We offer free checking, low rates on loans, and great saving rates. Easy to apply. Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT

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