Tasas de Préstamos
Préstamos para Autos
¡Las tasas de préstamos para autos comienzan desde tan solo 5.44% APR! Ya sea que estés comprando un vehículo nuevo o usado, o que quieras refinanciar tu préstamo actual de otra institución financiera, tenemos lo que necesitas. Aprovecha nuestras tasas competitivas y confía en nuestros expertos locales para guiarte en cada paso del proceso. ¡Sal a la carretera con confianza y solicita tu nuevo préstamo para auto hoy mismo!
Annual Percentage Rates (APR) subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used vehicle purchases and on refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility and underwriting criteria. Rate includes 0.25% rate discount for active JCU reward checking accounts. The 0.25% checking discount started January 6, 2025. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1,000 borrowed. Estimate includes payment protection. **Limited Credit loans include applicants with no credit score or limited credit history. Additional requirements and limitations apply. Speak with a JCU Relationship Representative for more details. Rates updated as of October 14, 2025.
48 Meses
5.44%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $22.80.
60 Meses
5.44%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $18.64.
72 Meses
5.74%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $16.45.
84 Meses
6.24%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $14.72.
Tarjetas de Crédito VISA
Ya sea que estés buscando una tasa increíble o un programa de recompensas que valga la pena, tenemos lo que necesitas. Ofrecemos tarjetas de crédito con tasas fijas extremadamente bajas. También contamos con uno de los mejores programas de recompensas, vinculado a una tasa variable muy baja. ¡Obtén recompensas que te encantarán! Como reembolsos en efectivo, tarjetas de regalo, descuentos en viajes y mucho más. Además, ahorrarás dinero con tasas variables bajas y sin cuota anual de mantenimiento.
*Annual Percentage Rate (APR) accurate as of 10/14/25. On approved credit. Transactions fees such as foreign fees (1% of the transaction in USD), late payment fees, or other account fees may apply. Points earned for qualifying transactions at one point per one dollar on Platinum+ Rewards VISA Credit Cards. Total points are based on the total transaction amount, with total points rounding to the nearest dollar. Some transaction types may not be eligible for point accrual. Points expire 48 months from the date earned. 10,000 bonus points are awarded after the first purchase made between 2 and 60 business days after card activation. Visit JCU Rewards in Online Banking to view the rewards catalog. No annual fee. Your interest rate will be based upon creditworthiness. APR will vary with the market based on the Prime Rate and subject to change without notice. The maximum interest rate over the life of the loan is 18%. Membership eligibility required.
Platinum VISA
11.99%
APR OAC*
Interés más bajo. Período de gracia de 28 días. Sin cargo por transferencia de saldo. Adelantos en efectivo permitidos. Sin cuota anual.
Platinum+ VISA con Recompensas
12.74%
APR OAC*
Interés más bajo. Período de gracia de 28 días. Sin cargo por transferencia de saldo. Adelantos en efectivo permitidos. Sin cuota anual.
Obtén 10,000 puntos de recompensa al comenzar.
Crédito Hipotecario
No esperes más para comenzar tu sueño americano con la compra de una casa nueva. Jordan Credit Union ofrece muchas opciones para comprar vivienda en Utah. Hipotecas desde 5.99% (6.106% APR) a 30 años.*
* 5 year – under $85,000. ***APR = Annual Percentage Rate. 5 Year 5.375 based on 85,000 80% LTV, 15 year 5.5% based on loan amount 320K 80% LTV, 20 year 5.875% based on loan amount at 320K 80% LTV, 30 year 5.99% based on loan amount at 320K 80% LTV. Rates and terms are accurate as of October 22, 2025 and are subject to change. The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. Loans approved above 80% LTV may require mortgage insurance, which could increase your monthly payment. These payment examples do not include taxes and insurance. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. The information provided is for a fixed mortgage and assumes the purpose of the loan is to purchase a primary residence, single-family dwelling in Utah.
Hipoteca a 5 Años
5.375%
6.138% APR OAC*
Hipoteca a 15 Años
5.5%
5.768% APR OAC*
Hipoteca a 20 Años
5.875%
6.027% APR OAC*
Hipoteca a 30 Años
5.99%
6.106% APR OAC*
Préstamos con Garantía Hipotecaria
¿Has considerado los beneficios de consolidar tus deudas de tarjetas de crédito? ¿O tal vez tu cocina necesita una remodelación? Quizás tu casa se beneficiaría con una alfombra nueva, una mano de pintura fresca o incluso una nueva terraza. ¿No estás seguro si te conviene más un Préstamo sobre el Valor Acumulado de tu Vivienda o una Línea de Crédito sobre el Valor Acumulado (HELOC)? Depende del propósito del préstamo.
*Valid through 12/31/2025. $20,000 minimum loan amount. Fees may include, but are not limited to, the following: origination fees, CC&R for homes with an HOA or in a PUD $100-$175, flood, underwriting, and title fees. All dollar figures are estimates and may vary. Additional fees may be required. The introductory 3.99% APR is for the first six months after loan closing. After six months, the introductory rate will convert back to the Variable Annual Percentage Rate (APR) based on the Prime Rate, ranging from 4% APR to 15.00% APR based on credit worthiness. Some restrictions may apply. APR (Annual Percentage Rate) as low as 7.25% as of 10/14/2025 and may increase up to 2% per quarter, not to exceed 15%. Variable Rate may change without notice. NMLS #402456 **The Annual Percentage Rates (APRs) shown are available to well-qualified borrowers. Rates effective 9/17/25. Rates are subject to change without notice. Rates are based on Home Equity Fixed Rate Loans up to $250,000, loan-to-value (LTV) ratio of 80% or less, and a debt-to-income ratio of 42% or less. For real estate secured products, property insurance is required and flood insurance may be required. Your actual APR will be determined by the amount of your loan, loan-to-value and lien position if applicable, repayment term, and a review of your credit. APRs are accurate when accessed and are subject to change without notice.
Tasa Introductoria de HELOC
3.99%
APR OAC*
Después de seis meses, la tasa introductoria se convertirá en la tasa variable.
Tasa Variable de HELOC
7.25%
APR OAC*
Tasa Fija a 60 Meses
7.24%
APR OAC**
Tasa Fija a 84 Meses
7.24%
APR OAC**
Tasa Fija a 120 Meses
7.49%
APR OAC**
Tasa Fija a 180 Meses
7.69%
APR OAC**
Motos, Cuatrimotos, y Más
¡Las tasas de préstamos para motocicletas y vehículos ATV comienzan desde tan solo 6.99% APR! Con opciones de financiamiento accesibles, te ayudamos a comprar motocicletas nuevas o usadas, motos de cross, side-by-sides y vehículos ATV — para que disfrutes la libertad del camino sin vaciar tus ahorros.
La tasa incluye un descuento de 0.25% para cuentas de cheques con recompensas activas.
*Annual Percentage Rates (APR) are subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used small recreational vehicle purchases and refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility, and underwriting criteria. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1000 borrowed. Estimate includes payment protection. Rates updated October 14, 2025.
60 Meses
6.99%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $19.80.
72 Meses
7.14%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $17.12.
84 Meses
7.29%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $15.23.
Casa Rodante, Tráiler, y Lanchas
Ya sea que estés buscando una casa rodante para tus aventuras, un remolque utilitario para transportar cosas, o un bote para zarpar — Jordan Credit Union tiene lo que necesitas. Con tasas bajas y competitivas en remolques nuevos y usados, podemos ayudarte a salir a la carretera con tu hogar lejos de casa.
*Annual Percentage Rates (APR) are subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used small recreational vehicle purchases and refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility, and underwriting criteria. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1000 borrowed. Estimate includes payment protection. Rates updated October 14, 2025.
60-72 Meses
6.99%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $19.80.
73-96 Meses
7.29%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $15.23.
97-180 Meses
8.74%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $10.67.
Tasa de Préstamo Personal
Cubre tus necesidades inmediatas con un préstamo personal de Jordan Credit Union desde 11.99%. Ya sea que necesites efectivo de emergencia, un electrodoméstico nuevo o consolidar tus deudas rápidamente, aprovechar un préstamo personal puede ser una excelente opción para ti.
*APR = Annual Percentage Rate. On approved credit. Rates subject to change without notice and are based on Approved Credit. Rates shown above are for members with exceptional credit scores. Loan subject to credit approval and other terms/conditions. Rates are based on Prime as published in the Wall Street Journal and subject to change. Payment estimates include payment protection. Contact us for details. ^Monthly payment estimates per $1,000 includes payment protection. Rates updated: Sept 17, 2025
<24 Meses
11.99%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $48.49.
36 Meses
12.24%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $34.69.
48 Meses
12.49%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $27.93.
60 Meses
12.74%
APR OAC*
El pago mensual estimado por cada $1,000 prestados es de aproximadamente $23.99.
Tasas de Depósito
Cuenta de Ahorros Compartida Regular
Cuenta Elite de Cheques
La Cuenta Elite de Cheques es perfecta para ti si eres un ahorrador inteligente y sueles mantener un saldo significativo. ¡Puedes ganar hasta 2.00% APY* sobre el saldo mensual de tu cuenta de cheques! Además, te reembolsamos hasta $20 en cargos por cajeros automáticos cada mes. Solo debes cumplir con tres requisitos simples en cada ciclo calificado para recibir la recompensa de intereses.
*Annual Percentage Yield (APY) accurate as of 10/1/25. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
Saldo de $0 a $10,000
2.00%
APY*
Hasta $20/mes. Requiere: eStatements, una transacción ACH que se registre y liquide, y diez compras con tarjeta de débito que se registren y liquiden.
Saldo Superior a $10,000
0.25%
APY*
Hasta $20/mes. Requiere: eStatements, una transacción ACH que se registre y liquide, y diez compras con tarjeta de débito que se registren y liquiden.
Cuenta de Depósito del Mercado Monetario (MMDA)
Si estás buscando ahorrar a largo plazo pero también deseas tener acceso a tu dinero en caso de una emergencia, entonces una Cuenta de Depósito del Mercado Monetario (Money Market) puede ser ideal para ti. Solo necesitas $2,500 para comenzar. Las Cuentas de Depósito del Mercado Monetario (MMDA) ofrecen beneficios únicos para los socios que mantienen un saldo alto en su cuenta, pero desean la flexibilidad de acceder a sus fondos con regularidad.
^APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly for Money Market Deposit accounts. Rates and terms are accurate as of October 1, 2025, and are subject to change.
Rango de Saldo
< $2,499
0.10%
APY*
Tasa de Dividendo: 0.10%
Rango de Saldo
$2,500-$9,999
0.75%
APY*
Tasa de Dividendo: 0.75%
Rango de Saldo
$10,000-$19,999
1.00%
APY*
Tasa de Dividendo: 1.00%
Rango de Saldo
$20,000-$49,999
1.25%
APY*
Tasa de Dividendo: 1.24%
Rango de Saldo
$50,000-$99,999
2.00%
APY*
Tasa de Dividendo: 1.99%
Rango de Saldo
$100,000 <
2.40%
APY*
Tasa de Dividendo: 2.38%
Cuenta Elite de Depósito del Mercado Monetario (EMMDA)
Si estás buscando ahorrar a largo plazo, quieres tener acceso a tu dinero en caso de emergencia y cuentas con $10,000 para comenzar, entonces una Cuenta Elite de Depósito del Mercado Monetario (EMMDA) puede ser para ti. Estas cuentas ofrecen una tasa de interés más alta para quienes no necesitan usar el dinero de inmediato, pero aún desean una opción más flexible que una cuenta de certificado.
^APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly for Money Market Deposit accounts. Rates and terms are accurate as of October 1, 2025, and are subject to change.
Rango de Saldo
< $19,999
1.00%
APY*
Tasa de Dividendo: 1.00%
Rango de Saldo
$20,000-$49,999
1.50%
APY*
Tasa de Dividendo: 1.49%
Rango de Saldo
$50,000-$99,999
2.00%
APY*
Tasa de Dividendo: 1.99%
Rango de Saldo
$100,000-$249,999
3.00%
APY*
Tasa de Dividendo: 2.97%
Rango de Saldo
$250,000-$999,999
3.25%
APY*
Tasa de Dividendo: 3.21%
Rango de Saldo
$1,000,000 <
3.85%
APY*
Tasa de Dividendo: 3.80%
Cuenta de Certificado
¿Estás buscando una forma inteligente y segura de hacer que tus ahorros trabajen para ti? Entonces una Cuenta de Certificado de JCU es tu mejor opción. Ya sea que tengas metas de ahorro a corto o largo plazo, nuestras cuentas están diseñadas para ayudarte a alcanzarlas, manteniendo el riesgo al mínimo. Los certificados son una opción de inversión conservadora, ideal para quienes están dispuestos a dejar sus fondos guardados por un periodo determinado a cambio de una tasa fija y competitiva.
Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield.
6 Meses
4.15% APY*
Tasa de Dividendo: 4.07%
Mínimo: $500
12 Meses
4.10%
APY*
Tasa de Dividendo: 4.03%
Mínimo: $500
18 Meses
4.10%
APY*
Tasa de Dividendo: 4.03%
Mínimo: $500
24 Meses
4.20%
APY*
Tasa de Dividendo: 4.12%
Mínimo: $500
36 Meses
4.10%
APY*
Tasa de Dividendo: 4.03%
Mínimo: $500
48 Meses
4.15%
APY*
Tasa de Dividendo: 4.07%
Mínimo: $500
60 Meses
4.15%
APY*
Tasa de Dividendo: 4.07%
Mínimo: $500
Certificado de Growth
Una Cuenta de Certificado de Growth es un producto de ahorro que te permite añadir fondos con el tiempo, a diferencia de un Certificado Regular, donde haces un solo depósito inicial. Esto la convierte en una excelente opción para ahorrar de manera gradual hacia una meta, aprovechando una tasa fija atractiva. Una vez que abras tu Certificado de Growth, puedes seguir depositando en cualquier momento, hasta alcanzar un total de $100,000. Comienza con solo $100 al abrir tu cuenta.
*Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. * APY = Annual Percentage Yield. As of October 23, 2025. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. A deposit of at least $100 is set up at account opening.
12 Meses
4.10%
APY*
Tasa de Dividendo: 4.03%
Mínimo: $100
24 Meses
4.20%
APY*
Dividend Rate: 4.12%
Mínimo: $100
