Cuenta Elite Checking: Beneficios Premium para Ti
En Jordan Credit Union, reconocemos el esfuerzo que pones cada día y creemos que tu experiencia bancaria debe reflejar ese compromiso. Nuestra cuenta Elite Checking te ofrece beneficios premium y un valor excepcional, haciendo que tus operaciones diarias sean más simples, gratificantes y adaptadas a tu estilo de vida.
Una Cuenta Diseñada para Tu Estilo de Vida
Elite Checking está pensada para personas y familias trabajadoras de Utah que quieren más de su banco. Esta cuenta premium te recompensa con intereses altos sobre tu saldo—hasta $200 al año en dividendos—además de menos comisiones y herramientas inteligentes para mantener el control de tus finanzas.
Con Elite Checking, obtienes más que un lugar para guardar tu dinero: obtienes tranquilidad, beneficios valiosos y la flexibilidad para alcanzar tus metas más rápido. Con el respaldo de un equipo local y acceso digital confiable, es una cuenta corriente que realmente trabaja para ti.
Beneficios Exclusivos de Elite Checking
Alto Potencial de Ganancia por Intereses
Gana un 2.0% APY sobre el saldo de tu cuenta corriente. Maximiza tus rendimientos sin perder acceso a tu dinero. Tu dinero trabaja más duro por ti, sin sacrificar comodidad.
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
**Members must have an active rewards checking account with JCU with transactions in the previous month. The discount is available on loans starting June 1, 2024. Loans granted prior to this date are not eligible.
Acceso a Cajeros Automáticos Sin Comisiones en Todo el País
Accede a tu dinero en cualquier momento y lugar, sin cargos por uso de cajeros automáticos dentro de una amplia red. Además, te reembolsamos hasta $20 al mes en cargos de cajeros automáticos si cumples con requisitos simples. Ya sea que estés de viaje, estudiando o simplemente en movimiento, tendrás acceso fácil a tu efectivo sin costos adicionales.
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.
Atención Cercana y Personalizada
Con Elite Checking, cuentas con el respaldo de nuestro equipo local y experimentado—aquí mismo, en tu comunidad. Ya sea para una duda rápida o para recibir orientación personalizada, estamos listos para ayudarte con un servicio amable y confiable que comprende tus necesidades.
Banca en Línea y App Móvil
Administra tu cuenta sin esfuerzo con nuestra Banca en Línea y aplicación móvil intuitiva. Revisa transacciones, transfiere fondos y mantente al tanto de tus finanzas desde cualquier lugar. Accede a la Banca en Líneav o descarga la app.
Descuento del 0.25% en Préstamos para Auto o RV
Al tener una cuenta activa Rewards Checking, puedes obtener un descuento del 0.25% en la tasa de interés de tu préstamo de auto o RV. Solo usa tu cuenta regularmente y aprovecha este ahorro adicional.
Qualifying loans – Auto, RV, and non-promotion rate personal loans.
Loans that do not qualify – Business loans, Discounted promo rates (like Summer loans, Holiday loans) Home loans, Share secure, and pal loans.
Eligibility Requirements: Members must have an active reward checking account with transactions in the previous month.
Effective Date: The discount is available starting June 1. Loans granted prior to this date are not eligible.
Eligibility for active regular checking – If a member does not qualify for the discount at the time of their loan application, they can activate their account and apply for the discount after the following month. However, if a member already has active transactions in their regular checking account and switches to a reward checking account, they may qualify for the discount immediately.
¿Ya tienes una cuenta de ahorros compartida y quieres agregar una cuenta corriente o de ahorros secundaria? Accede a la Banca en Línea o descarga la app.
Requisitos para Obtener Beneficios
Es súper sencillo. Solo necesitas cumplir con tres requisitos mensuales, y tu cuenta Elite Checking comenzará a recompensarte. Si no los cumples, no hay cargos—puedes intentarlo nuevamente el próximo mes.
- Recibe tu estado de cuenta mensual electrónicamente (Estados de Cuenta en Línea)
- Realiza al menos 10 transacciones con tu tarjeta de débito que se registren y liquiden durante el ciclo de calificación
- Ten al menos un depósito directo o un débito automático vía ACH durante el ciclo de calificación
*Annual Percentage Yield (APY) accurate as of 10/01/2024. On approved credit. For personal accounts only. All qualifications must be achieved during the qualification cycle to earn 2.00% APY. For Personal accounts only (1 account per SSN). ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Rates are subject to change. Fees may reduce earnings. Elite Checking: 2.00% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications.