We understand that credit problems happen. Health care, getting laid off, legal fees, etc., can force us into impossible financial situations. For anyone who is currently experiencing credit troubles, our 2nd Chance Auto Loan is designed to get you in a car you can afford on your way to rebuilding your credit.
|MAX AMOUNT||RATE||TERM||MONTHLY PAYMENT PER $1,000 BORROWED|
|$27,000||15.74% APR||60 Months||$25.72|
APR (Annual Percentage Rate) available on credit approval and subject to terms/conditions. Rate discounts may be available. Rates subject to change without notice. Contact JCU for details. Payment estimate includes payment protection. Rates updated as of October 22, 2018.
|MUST HAVE||CANNOT HAVE|
|Credit score of 500+||Repossession in the last 18 months|
|At least 6 months since your bankruptcy discharge, if applicable||An unpaid judgement/collection newer than 6 months (exceptions include medical expenses less than $1,000 or tax liens less than $3,000)|
|3 lines of credit (excluding collection accounts, tax liens, judgements, etc.)|
|6 months of consecutive pay stubs from the same employer|