It's a Good Day for an Auto Loan
At Jordan Credit Union, every day is a great day to get behind the wheel of your dream vehicle. Whether you’re buying new, used, or refinancing your current auto loan, we offer rates starting at 5.44% APR* and personalized service from local experts who understand your needs.
No Payments for 90 Days
At Jordan Credit Union, we believe getting on the road should feel exciting, not stressful. That’s why we’re giving you the freedom to enjoy your new ride without making a single payment for the first 90 days. Whether you’re upgrading to something new, reliable, or just plain fun, this limited-time offer is designed to keep both you and your budget happy. Start driving today with the peace of mind that comes from extra breathing room and trusted local financing. Your journey is waiting—let’s make it a happy one.
(10/1/2025 – 12/31/2025): This offer is subject to eligibility, terms, and conditions. This offer is available only for auto loans over $10,000 financed through Jordan Credit Union and requires a minimum FICO score of 660. The promotion is valid only at the time of loan signing, and all loans are subject to credit approval (OAC). Interest will begin accruing at the time the loan is disbursed and will be included in the monthly loan payments once they begin. Membership with Jordan Credit Union is required.
Competitive, Low Rates
Enjoy some of the most affordable auto loan rates around, helping you keep your monthly payments low. Our transparent terms mean no hidden fees—just straightforward savings.
Fast & Simple Preapproval
Get preapproved quickly so you can shop with confidence, knowing exactly what you can afford. This makes negotiating at the dealership easier and stress-free.
Flexible Loan Terms
Choose a loan that works for you, with a variety of term lengths to fit your budget. Whether you want lower monthly payments or a faster payoff, we’ve got you covered.
Local Experts, Personalized Service
Work with friendly, knowledgeable staff who understand your needs and offer tailored solutions. As a community-based credit union, we’re here to help—not upsell.
Exclusive Member Discounts
Qualify for special perks like our 0.25% rate discount when you have an Active Rewards Checking account. We’re always looking for ways to reward our members.
No Prepayment Penalties
Pay off your loan early if you want—without extra fees or penalties. We believe in giving you financial freedom, not locking you in.
Quick Refinance Options
Already have a loan elsewhere? We make it simple to refinance and potentially lower your rate or monthly payment. Plus, enjoy the same great member benefits when you bring your loan to JCU.
Low Rates, Local Support, and a Smoother Path to Your Next Vehicle.
When you choose a Jordan Credit Union auto loan, you’re not just financing a vehicle—you’re gaining access to exclusive member benefits designed to save you money and make your life easier. Our local experts work with you every step of the way to ensure you get the best deal and a loan that fits your lifestyle.
Auto Loan Rates
Auto loan rates start as low as 5.44% APR! Whether you're purchasing a new or used vehicle or looking to refinance your current loan from another financial institution, we’ve got you covered. Take advantage of our competitive rates and rely on our local experts to guide you every step of the way. Hit the road with confidence—apply for your new auto loan today!
Rates Reflect 0.25% Discount for Active Rewards Checking.
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Annual Percentage Rates (APR) subject to change without notice and are based on approved credit. Rates shown above are our best rates available on new/used vehicle purchases and on refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility and underwriting criteria. Rate includes 0.25% rate discount for active JCU reward checking accounts. The 0.25% checking discount started January 6, 2025. Speak with a JCU Relationship Representative for more details. ^Monthly payment estimates per $1,000 borrowed. Estimate includes payment protection. **Limited Credit loans include applicants with no credit score or limited credit history. Additional requirements and limitations apply. Speak with a JCU Relationship Representative for more details. Rates updated as of October 14, 2025.
48 MONTH
5.44%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $22.80.
60 MONTH
5.44%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $18.64.
72 MONTH
5.74%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $16.45.
84 MONTH
6.24%
APR OAC*
Estimated monthly payment per $1,000 borrowed is approximately $14.72.
Or stop by any of our local branches to refinance or apply for a new auto loan.
