District Employee Specials

A personal loan can be used for just about any personal expense including furniture, appliances, car repairs, vacations, and more! Take advantage of the following benefits:

*APR = Annual Percentage Rate.
^Monthly payment estimates per $1000 borrowed. Includes payment protection. Most recent pay stub required (or contract of employment for new hires). Other terms may apply.

Take advantage of these district benefits:

• 0.25% APR* discount
• Automatic qualification for auto loan regardless of credit
• Online pre-approval
• Terms up to 84 months
• Available for both new and used vehicles
• No application fees

*APR = Annual Percentage Rate. Most recent pay stub required (or contract of employment for new hires). Other terms may apply. Speak with friendly JCU representative. Not available if financing is done at the dealership.

Take advantage of these district benefits:

• 0.5% discount of origination fees for new mortage*
• No prepayment penalty
• Home equity lines of credit with no monthly fee, and free HELOC checks.
• Low closing costs and flexible terms with competitive interest rates.
• Fixed-rate second mortgages with terms up to 15 years.
• First mortgages with terms from 5 years to 30 years at low fixed rates.
• Local team members! If you ever have a question or a concern, talk to a real staff member on the phone right now – no automated phone systems or long waits.

*Maximum discount of $1,500. JCU refinances do not qualify for discount. 

In 2002, Utah’s Credit Unions formed 100% For Kids-Utah Credit Union Education Foundation. They are here to provide assistance where it is needed most, in the individual classroom. 100% of the funds donated go directly to teachers for use in their classroom.

Take advantage of these special school district benefits that include:

• Cash Back on purchases made throughout the month.
• No minimum balance required
• No monthly fee
• Nationwide ATM access
• ATM fee refunds

To earn the rewards and ATM fee refunds mentioned above, simply complete the following qualifications each month:

• Receive electronic statements instead of paper statements.
• Have at least 10 debit card transactions post and clear from your checking account.
• Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account.

On approved credit. All qualifications must be achieved each cycle to earn cash back. For Personal accounts only (1 account per SSN). ATM refunds up to $20 are provided as long as qualifications are met each qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). The qualification cycle is from the last day of the previous month through the next to last day of the current month. Rates subject to change. Fees may reduce earnings.