Balance Range | APY* | ATM REFUNDS |
---|---|---|
$0 - $10,000 | 1.50% APY^ | up to $20/mo. |
Above $10,000 | 0.25% APY^ | up to 20/mo. |
No balance or qualifiers not met | 0.05% APY^ | N/A |
*On approved credit. Annual Percentage Yield (APY) as of January 1, 2022. For Personal Accounts only. ^Annual Percentage Yield (APY) accurate as of 01/01/2022. On approved credit. All qualifications must be achieved each cycle to earn cash back or 1.50% APY. For Personal accounts only (1 account per SSN). ATM refunds up to $20 are provided as long as qualifications are met each qualification cycle. All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals do not qualify). “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. (One-day asynchronous – weekend processing). Rates subject to change. Fees may reduce earnings. Interest Reward Checking: 1.50% APY applies to balances of $0.00-$10,000, 0.25% APY applies to balances over $10,000, and 0.05% APY applies if you don’t meet any qualifications. |
Interest Rewards Checking
CHECKING FOR SAVVY SAVERS
Interest Rewards Checking is the perfect fit for you if you are a savvy saver and tend to carry a significant balance. You can earn up to 1.50% APY* on your average checking account balance each month! We’ll also reimburse you up to $20 in ATM fees each month.
Just complete three easy qualifications each qualifying cycle to earn the interest reward.
- Receive monthly Online Statements
- 10+ transactions from your checking account per month
- 1+ automatic deposits OR 1+ automatic payment from checking per month
That’s it! If you complete those three simple qualifiers each month, you’ll receive the additional interest and ATM refund rewards! If you don’t meet the qualifications, that’s okay, and there is no fee; you won’t earn your monthly bonuses. However, you may try again next month!