Interest Rewards Checking

Interest Rewards Checking is the perfect checking account for you if you are a savvy saver. With this checking account, you can earn up to 1.50% APY* on your checking account balance each month! We’ll also reimburse you up to $20 in ATM fees each month.

Just complete three easy qualifications each qualifying cycle to earn the interest reward.

  • Receive electronic statements instead of paper statements.
  • Have at least ten debit card transactions post and clear from your checking account.
  • Have at least one automatic deposit post and clear in your checking account, OR at least one automatic payment post and clear from your checking account.

That’s it! If you complete those three simple qualifiers each month, you’ll receive interest and ATM refund rewards! If you don’t meet the qualifications, that’s okay, there is no fee for that, you just won’t earn your rewards. However, you’ll get to try again next month!

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  • No monthly service fees
  • No monthly minimum balance requirements
  • Unlimited check writing
  • Free online banking
  • Free mobile banking app
  • Mobile Deposits
  • Free Bill Pay
  • Free JCU Visa® Debit Card

Balance RangeAPY*ATM REFUNDS
$0 - $10,0001.50% APY^up to $20/mo.
Above $10,0000.25% APY^up to 20/mo.
No balance or qualifiers not met0.05% APY^N/A