Certificate Of Deposit (CDs)

Our Certificate of Deposit (CD) Accounts are great for short-term and long-term saving goals, providing you with a high-interest dividend than a basic savings account.

The benefits of a JCU CD include:

  • Automatic CD renewal option
  • Automatic transfer option into another account (Savings, Checking, etc.)
  • NCUA insured up to $250,000.00

As of October 21, 2022 the interest rate on your deposit account is shown under the Rate column with an annual percentage yield (APY) shown under the APY column in the chart below for the corresponding certificate amount and balance.

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TERM OF CERTIFICATE DIVIDEND RATE APY* MINIMUM BALANCE
TERM OF CERTIFICATE :6-MonthDIVIDEND RATE :1.99% APY* :2.00% APY* MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :12-Month DIVIDEND RATE :2.48% APY* :2.50% APY* MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :18-Month DIVIDEND RATE :2.48% APY* :2.50% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :24-Month DIVIDEND RATE :2.98%APY* :3.00% APY*MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :36-Month DIVIDEND RATE :3.22% APY* :3.25% APY* MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :48-Month DIVIDEND RATE :3.22% APY* :3.25% APY* MINIMUM BALANCE:$500.00
TERM OF CERTIFICATE :60-Month DIVIDEND RATE :3.47% APY* :3.50% APY* MINIMUM BALANCE:$500.00