Certificate Of Deposit (CDs)
Our Certificate of Deposit (CD) Accounts are great for short-term and long-term saving goals, providing you with a high-interest dividend than a basic savings account.
The benefits of a JCU CD include:
- Automatic CD renewal option
- Automatic transfer option into another account (Savings, Checking, etc.)
- NCUA insured up to $250,000.00
As of February 1, 2016, the interest rate on your deposit account is shown under the Rate column with an annual percentage yield (APY) shown under the APY column in the chart below for the corresponding certificate amount and balance.
For more information, please contact us. We will answer all of your questions.
| TERM OF CERTIFICATE | DIVIDEND RATE | APY* | MINIMUM BALANCE |
|---|---|---|---|
| 6-Month | 0.25% | 0.25% APY* | $500.00 |
| 12-Month | 0.45% | 0.45% APY* | $500.00 |
| 18-Month | 0.50% | 0.50% APY* | $500.00 |
| 24-Month | 0.75% | 0.75% APY* | $500.00 |
| 36-Month | 1.15% | 1.15% APY* | $500.00 |
| 48-Month | 1.30% | 1.30% APY* | $500.00 |
| 60-Month | 2.14% | 2.15% APY* | $500.00 |
Early withdrawals from Regular and IRA Term Deposits are subject to fees and penalties that may reduce the earnings or the principal of the Term Deposit. *Annual Percentage Yield. Interest is paid semiannually. |
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